The One Credit Card that I use regularly as it is Simple and the App is Great

The One Credit Card That Actually Earns a Permanent Spot in My Wallet

Let’s be real: the credit card market is exhausting right now. Every week there’s a new card promising a million points, if you’re willing to jump through twenty hoops and pay a big annual fee.

I used to play that game, but lately, I’ve been leaning into simplicity. That’s why I want to talk about my favorite Capital One card. (And no, this isn't some corporate sponsored ad—just a genuinely great tool I use daily).

Here is why it actually works for normal, everyday life:

• Zero Guesswork Cash Back: You don't have to keep track of rotating categories or activate quarterly bonuses. It just gives you a flat, highly competitive return on everything you buy.

• The Travel Perks (Without the Stress): If you opt for their travel-focused cards, the points are incredibly flexible. You can book flights how you want, and then just "erase" the purchase from your statement using your miles.

• No Foreign Transaction Fees: If you travel outside the US, this is a lifesaver. Capital One is fantastic about never hitting you with those annoying 3% extra charges when you're abroad.

It’s just a reliable, heavy-hitting card that doesn’t require a spreadsheet to figure out.

The Fine Print (Let's Be Honest)

Quick heads-up: Capital One has a "Refer a Friend" program. If you apply using my referral link and are approved, I'll get a referral bonus! It doesn’t change the offer for you at all, but it does help support my writing here! Also, just a reminder that this card is specifically for US residents.

If you’ve been looking to clean up your wallet and get a card that actually pays you back without the headache, you can check it out and apply right here:

https://i.capitalone.com/GsQf6itIk

What’s your current go-to card? Let me know in the comments if you’re team cash-back or team travel points!

DTEA LB NAGAR T-shirts & Hats for US/UK/UAE Alumni

 These links have some options:

1) Women's Sangria Gold n Black T-shirt:  https://www.zazzle.com/dtea_reunion_1995_blue_n_sangria_gold_t_shirt-256691289708342294

2) Women's Gold on Blue T-shirt : https://www.zazzle.com/dtea_reunion_1995_blue_n_gold_t_shirt-256314516346826564

3) Blue Hat: https://www.zazzle.com/dtea_reunion_1995_hat-256432613093489937

​4) Men's Gold on Blue T-shirt https://www.zazzle.com/mens_dtea_lbn_1995_gold_on_blue_white_t_shirt-256896776096727009

5) Men's Blue with lettering on Black T-shirt: https://www.zazzle.com/mens_dtea_1995_reunion_friends_forever_t_shirt-256268384947667474

6) Women's Black Tee - Sangria on Square block https://www.zazzle.com/dtea_1999_womens_black_tee_orange_logo_t_shirt-256056467879837008

New : Sale on Nature Photo Based Products

I'm launching a new product line through Zazzle, a USA based online vendor for Photo products, Creative Artsy mugs, magnets, apparel etc.

The store front is

https://www.zazzle.com/store/spicetruck

A featured product is with one of my favourite bird photos. Cedar waxwings sharing berries during courtship season. Photo was taken in West Virginia home if the Mountaineers!

I also have an apron with the same artwork and text. However I'm looking to improve the design on the apron art. So it may change in the future!

Also, some funny but random stickers and T-shirts (see below)

!

Funny Physics Joke Tee - Matter Paneer
by Spicetruck

EXPLORING NEW CUISINES

THAI in OREGON during TRAVEL

Gluten free Hing

Several of my friends/clients have asked me about gluten-free hing. It is hard to find as gluten/wheat flour is normally used as a anticaking agent with the asafoetida resin (hing/pergungayam) powder.

However, I discovered one brand that offers high quality mix with gluten free hing

https://www.banyanbotanicals.com/hingvastak-powder

https://www.pureindianfoods.com/hing-asafoetida-powder-p/hing.htm

Do you know of other places to get Gluten free Hing? Please comment and let us know!